This cream cheese banana bread is a delightful twist on the classic banana bread recipe. The creamy layer of cream cheese adds a rich and tangy flavor that perfectly complements the sweetness of the bananas. It's a perfect treat for breakfast, dessert, or a midday snack.
While most of the ingredients for this recipe are common pantry staples, you might need to pick up a few items at the supermarket. Make sure to get cream cheese, which is essential for the creamy layer in the bread. Also, ensure you have ripe bananas on hand, as they provide the natural sweetness and moisture needed for the perfect banana bread.

Ingredients for Cream Cheese Banana Bread
All-purpose flour: The base ingredient for the bread, providing structure and texture.
Baking soda: A leavening agent that helps the bread rise and become fluffy.
Salt: Enhances the flavors of the other ingredients.
Unsalted butter: Adds richness and moisture to the bread.
Brown sugar: Sweetens the bread and adds a hint of molasses flavor.
Eggs: Bind the ingredients together and provide structure.
Mashed ripe bananas: Provide natural sweetness and moisture, essential for banana bread.
Vanilla extract: Adds a warm, sweet flavor to the bread.
Cream cheese: Creates a rich, creamy layer in the middle of the bread.
Granulated sugar: Sweetens the cream cheese layer.
Egg: Helps to bind the cream cheese mixture together.
Technique Tip for This Recipe
To ensure your cream cheese layer stays distinct and doesn't blend too much with the banana bread batter, make sure the cream cheese mixture is well-beaten and smooth. When layering, gently spread the cream cheese mixture over the first half of the batter using a spatula, being careful not to mix the layers. This will give you a beautiful, creamy swirl in the finished bread.
Suggested Side Dishes
Alternative Ingredients
all-purpose flour - Substitute with whole wheat flour: Adds more fiber and nutrients, though it may make the bread denser.
baking soda - Substitute with baking powder: Use three times the amount of baking powder, but note that it may slightly alter the texture.
salt - Substitute with sea salt: Provides a similar flavor with potentially more minerals.
unsalted butter - Substitute with coconut oil: Adds a subtle coconut flavor and is a dairy-free option.
brown sugar - Substitute with coconut sugar: Offers a lower glycemic index and a caramel-like flavor.
eggs - Substitute with flax eggs: Mix 1 tablespoon of ground flaxseed with 3 tablespoons of water per egg for a vegan alternative.
mashed ripe bananas - Substitute with applesauce: Provides moisture and sweetness, though it may slightly change the flavor.
vanilla extract - Substitute with almond extract: Adds a different but pleasant nutty flavor.
cream cheese - Substitute with Greek yogurt: Offers a similar creamy texture with added protein and a slight tang.
granulated sugar - Substitute with honey: Adds natural sweetness and moisture, though it may make the bread slightly denser.
large egg - Substitute with chia egg: Mix 1 tablespoon of chia seeds with 3 tablespoons of water per egg for a vegan alternative.
Other Alternative Recipes Similar to This Bread
How To Store / Freeze This Bread
Allow the cream cheese banana bread to cool completely on a wire rack before storing. This prevents condensation from forming, which can make the bread soggy.
Wrap the banana bread tightly in plastic wrap or aluminum foil. This helps to keep it moist and prevents it from drying out.
For short-term storage, place the wrapped banana bread in an airtight container or a resealable plastic bag. Store it at room temperature for up to 3 days.
If you want to keep the banana bread fresh for a longer period, store it in the refrigerator. It can last up to a week when properly wrapped and stored in an airtight container.
To freeze the banana bread, first wrap it tightly in plastic wrap, then in aluminum foil to prevent freezer burn. You can also use a freezer-safe resealable plastic bag. Label the package with the date.
For convenience, consider slicing the banana bread before freezing. This way, you can easily grab a slice or two without having to thaw the entire loaf.
When you're ready to enjoy the frozen banana bread, let it thaw in the refrigerator overnight or at room temperature for a few hours. If you prefer warm banana bread, you can reheat individual slices in the microwave for about 20-30 seconds or in a preheated oven at 350°F (175°C) for about 10 minutes.
If you notice any changes in texture or smell, it's best to discard the banana bread to ensure food safety.
How To Reheat Leftovers
Preheat your oven to 350°F (175°C). Wrap the leftover banana bread in aluminum foil to prevent it from drying out. Place it on a baking sheet and warm it in the oven for about 10-15 minutes. This method helps maintain the bread's moist texture and enhances the cream cheese filling.
If you prefer a quicker method, use a microwave. Place a slice of banana bread on a microwave-safe plate. Cover it with a damp paper towel to keep it moist. Microwave on medium power for 20-30 seconds. Check the temperature and heat in additional 10-second intervals if needed. Be cautious not to overheat, as this can make the bread rubbery.
For a slightly crispy exterior, use a toaster oven. Set the toaster oven to 350°F (175°C). Place the banana bread slice directly on the rack or on a piece of parchment paper. Toast for 5-7 minutes, keeping an eye on it to prevent burning. This method gives a delightful contrast between the crispy outside and the soft, creamy inside.
If you have an air fryer, preheat it to 320°F (160°C). Place the banana bread slice in the air fryer basket and heat for 3-5 minutes. This method is quick and ensures an even reheating, preserving the bread's texture and flavor.
For a stovetop method, use a non-stick skillet over medium-low heat. Place the banana bread slice in the skillet and cover it with a lid to trap the heat. Warm each side for about 2-3 minutes. This method is great for achieving a slightly toasted surface while keeping the inside moist and flavorful.
Best Tools for Making This Recipe
Oven: Preheat to 350°F (175°C) to bake the banana bread.
Loaf pan: Grease a 9x5 inch pan to hold the banana bread batter.
Mixing bowl: Use one bowl to whisk together the dry ingredients and another to cream the butter and sugar.
Whisk: Whisk together the flour, baking soda, and salt.
Electric mixer: Cream the butter and brown sugar until light and fluffy, and beat the cream cheese mixture until smooth.
Spatula: Stir in the mashed bananas and vanilla extract, and mix the dry ingredients with the wet ingredients.
Measuring cups: Measure out the flour, sugar, and other ingredients accurately.
Measuring spoons: Measure out the baking soda, salt, and vanilla extract.
Toothpick: Check the doneness of the banana bread by inserting it into the center.
Wire rack: Cool the banana bread completely after baking.
Cooling rack: Let the loaf cool in the pan for 10 minutes before transferring to the wire rack.
How to Save Time on This Recipe
Pre-measure ingredients: Measure out all ingredients before starting. This will streamline the cooking process and prevent any last-minute searches.
Use a stand mixer: A stand mixer can quickly and efficiently cream the butter and sugar, saving you time and effort.
Soften butter and cream cheese: Leave the butter and cream cheese out at room temperature for about an hour before starting. This will make them easier to mix.
Mash bananas ahead: Mash the bananas in advance and store them in the fridge. This will save you a step when you’re ready to bake.
Clean as you go: Clean up utensils and bowls as you finish using them to keep your workspace tidy and efficient.
Cream Cheese Banana Bread
Ingredients
Banana Bread
- 1.5 cups all-purpose flour
- 1 teaspoon baking soda
- 0.5 teaspoon salt
- 0.5 cup unsalted butter, softened
- 0.75 cup brown sugar
- 2 large eggs
- 1 cup mashed ripe bananas
- 1 teaspoon vanilla extract
Cream Cheese Filling
- 8 oz cream cheese, softened
- 0.25 cup granulated sugar
- 1 large egg
Instructions
- Preheat your oven to 350°F (175°C). Grease a 9x5 inch loaf pan.
- In a mixing bowl, whisk together the flour, baking soda, and salt.
- In another bowl, cream the butter and brown sugar until light and fluffy. Add the eggs one at a time, beating well after each addition. Stir in the mashed bananas and vanilla extract.
- Gradually add the dry ingredients to the wet ingredients, mixing until just combined.
- In a separate bowl, beat the cream cheese, granulated sugar, and egg until smooth.
- Pour half of the banana bread batter into the prepared loaf pan. Spread the cream cheese mixture evenly over the batter. Top with the remaining banana bread batter.
- Bake in the preheated oven for 60 minutes, or until a toothpick inserted into the center comes out clean. Let cool in the pan for 10 minutes, then transfer to a wire rack to cool completely.
Nutritional Value
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